Monday 23rd October 2017 News No Comments
Householders with blocked drains are being warned to think twice before employing claims management companies (CMCs) to process a claim. The insurance company Direct Line says that more than half the claims being made by such firms are “invalid, inflated or fraudulent”. Many people have cover for blocked drains as part of their home […]
Tuesday 13th June 2017 News No Comments
The General Data Protection Regulation (GDPR) aims to reform, modernise and harmonise European data protection law and will replace the Data Protection Act 1998. Any data that can be used to identify an individual (Data Subject) is considered Personal Data and will now also include genetic, mental, cultural, economic or social information. Very little personal […]
Monday 20th March 2017 News No Comments
We are sure you have heard about the change being made to the Ogden rate. The following notes offer some guidance. What is the Ogden rate or Discount rate? When assessing lump sum awards for personal injury claimants, the courts consider the net rate of return (discount rate) the claimant might expect to receive from […]
Monday 9th January 2017 News No Comments
Leading Underwriting Agent, Choice Insurance Agency has announced today a new partnership with SAGIC (Salvation Army General Insurance Company Ltd) to provide brokers with a unique Home Insurance product. The partnership enables Choice Insurance to provide SAGIC Home Insurance policies to their broker network via their advanced broker software platform which in turn helps support […]
Thursday 17th November 2016 News No Comments
Business Interruption cover is arranged to protect your loss of earnings and additional expenses incurred following a Material Damage loss. To ensure that you receive the full benefit of the insurance cover in the event of a claim it is critical to ensure that the sum insured and the indemnity period are correct. The ‘Gross […]
Monday 7th November 2016 News No Comments
How to protect your organisation from burst water pipes Burst water pipes can cost thousands to businesses as well as leading to potential disruption. This article explains how you can protect your organisation should the worst happen. If a water pipe bursts it can have a devastating effect on your organisation. No matter where it […]
Friday 4th November 2016 News No Comments
Protecting your business premises against snow and ice The colder months can bring extreme weather conditions that have the ability to cause real damage to business premises, costing owners a small fortune in repairs as well as lost trade. Organisations have a certain level of responsibility to keep their pavements, car parks and private land […]
Thursday 3rd November 2016 News No Comments
Safeguard your organisation from the effects of flooding An unpredictable event, such as a flood, can cause thousands of pounds worth of damage to your property and possessions. This article explains how you can protect your organisation against flooding. Over the past few years, flooding has been one of the most devastating and commonly-occurring natural […]
Tuesday 10th May 2016 News No Comments
Contract works insurance can usually be bought as either an annual policy, or to cover a specific contract or project. Annual Policy An annual Contract works covers all the contractor’s unspecified sites in any one year limited to the maximum any one contract value stated on the policy. Cover is for materials and contract works […]
Friday 8th April 2016 News No Comments
From today, people living in flood risk areas will have better access to affordable flood insurance Flood Re, which will enable insurers to offer competitive premiums and lower excesses to high flood risk homes across the UK, has launched today. The world-first scheme is now live and ready to accept policies from insurers. The launch […]
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Choice Insurance Agency Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 300183. We are an Underwriting Agency working in partnership with key brokers around the UK to place quality business with our panel of leading insurers. Registered in England and Wales number 4420555. Registered office: Suite 3, 4a Southchurch Road, Southend-on-Sea, Essex, SS1 2NE.
