Home Insurance (Including Non-Standard)

About the package

Household insurance is designed for owners of homes used as a main residence by the policyholder. Our simple, intuitive question set enables you to quickly obtain the cover you need for your client at a premium they can afford. We can quote for most business including non-standard construction and clients with claims, ccj’s or convictions.


With our full cycle quote system, your client could be on cover in just a couple of minutes. Competitive premiums and an ability to discount further on referral mean that we are rarely beaten on price. With our market leading cover and ‘A’ rated insurer panel why would you need to look any further.

  • Immediate cover and documentation
  • Make policy adjustments at any time
  • First class claims service
  • 'A' rated insurer
Standard Cover
  • £600,000 Buildings
  • £60,000 Contents
  • £2,000,000 Property Owners Liability
  • £1000,000 Family Legal Expenses
  • £5,000,000 Accidents to domestic staff
  • £750 per Pedal Cycle
  • £300 Freezer breakdown
  • £500 Money and Credit Cards
  • £1,000 Property in the open
  • £2,500 Property in Outbuildings
Optional cover
  • Valuables and Possessions worldwide
  • Home Emergency
  • Buildings up to £1,000,000
  • Contents up to £100,000
  • Public Liability up to £5,000,000
  • Home worker liability
  • Business equipment and stock
  • B&B cover including food poisoning
Package benefits
  • Full accidental damage cover
  • Trace and access included
  • Subsidence Heave and Landslip
  • High Risk Items up to 35% of Contents value
  • 'A' rated insurer
  • Standard and non-standard business
  • £100 excess
  • Refundable on cancellation
"Our work with Mark Williams and his team at Choice exceeded our expectations for flexibility and service. We look forward to working with them now and in the future."
"As an insurance broker, I have been associated with Choice Insurance Agency for approximately seven years and they are now my main insurance providers. I find both the directors and staff professional, helpful and very friendly. They are extremely competitive with premiums and my business has grown because they have always gone out of their way to help me gain and retain my clients' custom. I would have no hesitation in recommending them."
"Choice is a forward thinking web based MGA, which puts customer service at the forefront of its day to day business. Faraday are delighted to be part of their success."
"Pen Delegated Commercial has been working in partnership with Choice for 3 years. Choice has a proven track record in underwriting good quality, profitable business utilising the expertise that they have built up in their chosen segments. Underpinning their underwriting expertise are excellent systems, which means that they can offer superior service to their customers. Pen looks forward to working with Choice over the long term as one of our chosen partners. 5 out of 5 star rating."


© 2020 Choice Insurance Agency Ltd.

Choice Insurance Agency Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (http://www.fca.org.uk/register) under reference 300183. We are an Underwriting Agency working in partnership with key brokers around the UK to place quality business with our panel of leading insurers. Registered in England number 4420555. Registered office: Suite 3, 4a Southchurch Road, Southend-on-Sea, Essex, SS1 2NE.