Home Insurance (Including Non-Standard)
About the package
Household insurance is designed for owners of homes used as a main residence by the policyholder. Our simple, intuitive question set enables you to quickly obtain the cover you need for your client at a premium they can afford. We can quote for most business including non-standard construction and clients with claims, ccj’s or convictions.
Benefits
With our full cycle quote system, your client could be on cover in just a couple of minutes. Competitive premiums and an ability to discount further on referral mean that we are rarely beaten on price. With our market leading cover and ‘A’ rated insurer panel why would you need to look any further.
- Immediate cover and documentation
- Make policy adjustments at any time
- First class claims service
- 'A' rated insurer
Standard Cover
- £1,000,000 Buildings
- £100,000 Contents
- £2,000,000 Property Owners Liability
- £50,000 Family Legal Expenses
- £5,000,000 Accidents to domestic staff
- £500 per Pedal Cycle
- £300 Freezer breakdown
- £500 Money and Credit Cards
- £1,000 Property in the open
- £2,500 Property in Outbuildings
- Home Emergency
Optional cover
- Valuables and Possessions worldwide
- Buildings up to £1,500,000
- Contents up to £175,000
- Combined Buildings and Contents limit £1,675,000
- Public Liability up to £5,000,000
- Home worker liability
- Business equipment and stock
- B&B cover including food poisoning
Package benefits
- Full accidental damage cover
- Trace and access included
- Subsidence Heave and Landslip
- High Risk Items up to 35% of Contents value
- 'A' rated insurer
- Standard and non-standard business
- £250 excess
- Refundable on cancellation