Unoccupied Property

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About the package

Our Unoccupied Property Owners product provides cover for both Residential and Commercial property. We can cover all types of unoccupied property including new build, property for sale or rent and property currently under refurbishment or renovation. 3 and 6 month policies are available and rates start from just 0.12% for FLEEA cover and 0.18% for full cover (excluding accidental damage).

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Benefits

With our full cycle quote system, your client could be on cover in just a couple of minutes. Competitive premiums and an ability to discount further on referral mean that we are rarely beaten on price. With our market leading cover and ‘A’ rated insurer panel why would you need to look any further.

  • Immediate cover and documentation
  • Make policy adjustments at any time
  • First class claims service
  • 'A' rated insurer
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Standard Cover
  • Buildings (FLEEA to Full Cover)
  • Contents
  • Property Owners Liability
Package Benefits
  • Full cover available (excluding AD)
  • 'A' rated insurer
  • Low Excess
  • Refundable on Cancellation (Annual policies only)
  • Legal Expenses included as standard
  • Annual, 6-month and 3-month policies available
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"Our work with Mark Williams and his team at Choice exceeded our expectations for flexibility and service. We look forward to working with them now and in the future."
"As an insurance broker, I have been associated with Choice Insurance Agency for approximately seven years and they are now my main insurance providers. I find both the directors and staff professional, helpful and very friendly. They are extremely competitive with premiums and my business has grown because they have always gone out of their way to help me gain and retain my clients' custom. I would have no hesitation in recommending them."
"Choice is a forward thinking web based MGA, which puts customer service at the forefront of its day to day business. Faraday are delighted to be part of their success."
"Pen Delegated Commercial has been working in partnership with Choice for 3 years. Choice has a proven track record in underwriting good quality, profitable business utilising the expertise that they have built up in their chosen segments. Underpinning their underwriting expertise are excellent systems, which means that they can offer superior service to their customers. Pen looks forward to working with Choice over the long term as one of our chosen partners. 5 out of 5 star rating."

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© 2025 Choice Insurance Agency Ltd.

Choice Insurance Agency Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 300183. We are an Underwriting Agency working in partnership with key brokers around the UK to place quality business with our panel of leading insurers. Registered in England and Wales number 4420555. Registered office: Unit 1, Victoria Central, 27 Victoria Avenue, Southend on Sea, SS2 6AJ.

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