Thursday 17th November 2016 News No Comments
Business Interruption cover is arranged to protect your loss of earnings and additional expenses incurred following a Material Damage loss. To ensure that you receive the full benefit of the insurance cover in the event of a claim it is critical to ensure that the sum insured and the indemnity period are correct. The ‘Gross […]
Monday 7th November 2016 News No Comments
How to protect your organisation from burst water pipes Burst water pipes can cost thousands to businesses as well as leading to potential disruption. This article explains how you can protect your organisation should the worst happen. If a water pipe bursts it can have a devastating effect on your organisation. No matter where it […]
Friday 4th November 2016 News No Comments
Protecting your business premises against snow and ice The colder months can bring extreme weather conditions that have the ability to cause real damage to business premises, costing owners a small fortune in repairs as well as lost trade. Organisations have a certain level of responsibility to keep their pavements, car parks and private land […]
Thursday 3rd November 2016 News No Comments
Safeguard your organisation from the effects of flooding An unpredictable event, such as a flood, can cause thousands of pounds worth of damage to your property and possessions. This article explains how you can protect your organisation against flooding. Over the past few years, flooding has been one of the most devastating and commonly-occurring natural […]
Tuesday 10th May 2016 News No Comments
Contract works insurance can usually be bought as either an annual policy, or to cover a specific contract or project. Annual Policy An annual Contract works covers all the contractor’s unspecified sites in any one year limited to the maximum any one contract value stated on the policy. Cover is for materials and contract works […]
Friday 8th April 2016 News No Comments
From today, people living in flood risk areas will have better access to affordable flood insurance Flood Re, which will enable insurers to offer competitive premiums and lower excesses to high flood risk homes across the UK, has launched today. The world-first scheme is now live and ready to accept policies from insurers. The launch […]
Thursday 17th March 2016 News No Comments
Insurance premium tax (IPT) will increase by 0.5 percent to 10 percent, Chancellor of the Exchequer George Osborne announced in the UK budget statement today (16 March). The 10 percent rate will come into effect from 1 October this year and the revenue raised from the additional 0.5 percent will be invested in flood defences […]
Monday 7th March 2016 News No Comments
Over the last decade there have been significant losses associated with large fires in which composite panels have been a feature, particularly in the food industry. However, the importance of a broad-based risk assessment on the suitability of building products to specific end-use applications cannot be over emphasised. Hazards Where are CIPs used? CIPs are […]
Thursday 28th January 2016 News No Comments
In today’s increasingly litigious society, businesses have a growing need for professional indemnity insurance. This presents excellent opportunities for brokers, but it is important to understand the fundamentals of this complex insurance product. This guide looks at who needs professional indemnity insurance, the approaches to cover and how to tailor solutions for your customers. […]
Wednesday 27th January 2016 News No Comments
The following should help you to determine between the different types of sub-contractor and whether Employers Liability Insurance is required. Labour Only Sub-Contractors Labour only sub-contractors generally work under the direction of the employer and they do not provide their own materials or tools or than small hand tools. They would be considered as employees […]
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Choice Insurance Agency Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 300183. We are an Underwriting Agency working in partnership with key brokers around the UK to place quality business with our panel of leading insurers. Registered in England and Wales number 4420555. Registered office: Suite 3, 4a Southchurch Road, Southend-on-Sea, Essex, SS1 2NE.
