With storm season approaching, it is critical that you take necessary steps to protect your premises, be it business or home.
The UK has been battered by more severe storms in recent years, sometimes only days apart. Not only can damage affect your own property, but others too.
Here are some useful tips to protecting what matters most this season:
Check Fences
Are all posts free of rot and secured in the ground correctly? In moderate to high winds, it’s often fences that fall first, potentially causing damage to yours and neighboring gardens.
Check for Roof Damage
It is critical to ensure that tiles and sheets are properly secure and ready for storm season. Not only can falling debris cause damage to property and the public, but can lead to water damage in the property.
If you see anything that appears to be damaged or misplaced, contact a roofer to fix your roof. Once storm season hits, specialists will be hard to come by.
Check Nearby Trees
Are there any trees leaning towards your property? Falling trees can not only damage property but can lead to roof damage and can also impact the security of your property, should any branch break windows. If you suspect that a tree is in danger of falling, speak to a tree surgeon, who will come and minimize the risk for you.
Secure Loose Objects
We have all heard of flying trampolines and gazebos in high winds! Whilst it makes great watching on the internet, the ramifications are potentially life threatening to others. It’s important to secure loose objects such as garden furniture to reduce the risk of these blowing away and causing damage.
Fasten Doors and Windows
In high winds, severe damage can occur to doors and windows. Ensure that all doors and windows are shut and locked through periods of storm weather.
Park your Car in the Garage or Away from Walls and Fences
As already mentioned, storm damage can severely impact structures, including brick walls. Try and minimise damage to your vehicles by parking them away from potential falling objects.
Check if your Property is in Danger of Flooding
If you are in a flood risk area, ensure that the necessary steps are taken to avoid serious damage to your property. If possible, move valuables to a higher position in the property and look to protecting any entrance that could be susceptible to water entry.
Ensure you are Fully Insured
It is critical to ensure that you have appropriate cover for your Home or Business insurance for Property Damage. It is vitally important to check you buildings and contents value yearly to absolutely make certain that in the event of a serious loss, you are protecting your assets. Speak to your broker today about your current schedule of cover and make sure it is enough.
If you’d like any more information about protecting your property, don’t hesitate to contact us on [email protected] today.
