Thursday 17th March 2016 News No Comments
Insurance premium tax (IPT) will increase by 0.5 percent to 10 percent, Chancellor of the Exchequer George Osborne announced in the UK budget statement today (16 March). The 10 percent rate will come into effect from 1 October this year and the revenue raised from the additional 0.5 percent will be invested in flood defences […]
Monday 7th March 2016 News No Comments
Over the last decade there have been significant losses associated with large fires in which composite panels have been a feature, particularly in the food industry. However, the importance of a broad-based risk assessment on the suitability of building products to specific end-use applications cannot be over emphasised. Hazards Where are CIPs used? CIPs are […]
Thursday 28th January 2016 News No Comments
In today’s increasingly litigious society, businesses have a growing need for professional indemnity insurance. This presents excellent opportunities for brokers, but it is important to understand the fundamentals of this complex insurance product. This guide looks at who needs professional indemnity insurance, the approaches to cover and how to tailor solutions for your customers. […]
Wednesday 27th January 2016 News No Comments
The following should help you to determine between the different types of sub-contractor and whether Employers Liability Insurance is required. Labour Only Sub-Contractors Labour only sub-contractors generally work under the direction of the employer and they do not provide their own materials or tools or than small hand tools. They would be considered as employees […]
Wednesday 27th January 2016 News No Comments
The Lake District village was flooded three times in December, and on Tuesday businesses were hit once again and schools sent children home. Environmentalists said Glenridding’s experience showed the government was not taking climate change’s influence on UK flooding sufficiently seriously. The Met Office has put severe “be aware” weather warnings in place over large parts […]
Tuesday 26th January 2016 News No Comments
Flooding is the most common and widespread natural disaster in the UK. And as our climate changes we can expect to see more extreme weather – and ever more frequent incidences of major flooding over an increasingly larger area of this country. It is thought that flooding accounts for almost 10% of major business disruptions […]
Thursday 14th January 2016 News No Comments
This paper builds on two Airmic briefings – The Insurance Act 2015: what members need to know (which can be found in Appendix 1 of this guide) and The Insurance Act 2015: Taking Advantage of the Insurance Act’s benefits now. Here, Airmic aims to break down the duty of fair presentation into six key elements and suggest […]
Monday 4th January 2016 News No Comments
The Met Office has amber “be prepared” warnings for Moray, Aberdeenshire, Angus, Perthshire and Stirlingshire. The Scottish Environment Protection Agency (Sepa) has issued about 30 flood warnings. The warnings, which mean flooding is expected, are mostly for the Tayside, Angus, and Dundee areas, as well as Aberdeen and Ballater in Aberdeenshire. Sepa has now added the Scottish Borders […]
Thursday 10th December 2015 News No Comments
Just a quick note to wish all of our brokers a merry Christmas and thank you for all of your support this year. I hope that we can continue to work together just as successfully in 2016.
Tuesday 10th November 2015 News No Comments
This article summarises the reforms to the UK’s Insurance Law regime that will be introduced by the Insurance Act 2015. The forthcoming changes are significant and may affect anyone involved in the insurance market in any capacity, whether as insurer, broker or as an insured. British insurance law largely developed in the 18th and 19th […]
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Choice Insurance Agency Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 300183. We are an Underwriting Agency working in partnership with key brokers around the UK to place quality business with our panel of leading insurers. Registered in England and Wales number 4420555. Registered office: Suite 3, 4a Southchurch Road, Southend-on-Sea, Essex, SS1 2NE.
